While CFAR no longer qualifies as a covered reason for many travel insurance plans, several companies still offer a CFAR coverage option. If you are concerned about the virus, CFAR coverage is an option to consider, as it provides up to 75% of your trip costs in the event of a cancellation. Unfortunately, the CFAR coverage isn’t available for COVID-19, but there are a few companies that offer this coverage option.
If you’re traveling to a country that is highly susceptible to COVID, you’ll want to get travel insurance with a full COVID cover. Many countries require proof of coverage for those entering their country. If you’re unsure whether your policy will cover COVID infection, a specialist should help you make the best choice. It’s important to read the fine print of any plan you’re considering before buying a policy.
Make sure you review the terms and conditions of any policy to ensure it covers this type of illness. Some plans will also cover the costs of quarantine, which can be extremely expensive. And if you’re worried that you might contract COVID, “Cancel for Any Reason” coverage may be available. As with most things, it’s best to compare travel insurance policies and COVID coverage before making a final decision.
When choosing a travel insurance policy, make sure that you read the fine print thoroughly. Be aware that some policies do not cover pre-existing medical conditions, so it’s important to check the small print. Check for these exclusions and add-ons and choose one with an emergency assistance plan. You can also choose to increase the benefit limit of your policy and include coverage for activities that your policy does not cover.