Travel insurance can help you recover travel costs if something happens to you while you’re abroad. While it can be expensive, the peace of mind and health benefits can be worth the cost. A nonrefundable trip can be very costly if you have to cancel. Having travel insurance can help you avoid such a scenario. There are many pros and cons to purchasing travel insurance. Before you purchase travel insurance, read through the details of the policy to make sure you’re protected against any unforeseen circumstances.
Medical evacuation abroad is expensive. A travel insurance plan covers the expenses for the medical evacuation of a person if a medical emergency occurs while traveling. Estimates for the cost include the transport to a hospital and the treatment of the illness. In remote regions of developing countries, this can triple or even quadruple. Emergency medical transportation benefits are particularly beneficial as they can pay for the cost of traveling to a nearby medical facility.
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A travel insurance policy can be purchased in a foreign country or in the home country. If you’re planning to travel abroad, you’ll probably be more comfortable purchasing your policy in your own country, as you’re familiar with the policy wording and benefits. Purchasing insurance in your home country also gives you access to assistance services in your native language. It is the simplest way to buy travel insurance, but it does require some research on your part.